Many claims think that State Farm is there “like a kind neighbor.” State Farm often handles insurance claims in a trustworthy manner and keeps its word when it comes to paying claims. But not everyone experiences this. State Farm occasionally behaves inappropriately.
We safeguard our customers against bad faith insurance practices.
An insurance firm may be charged with operating in bad faith if it behaves improperly. Contrary to popular belief, unethical behavior by insurance firms occurs frequently. Many insurance providers are eager to close deals yet reluctant to cover claimants’ losses.
In an effort to maximize the outcome of your claim, we will:
Control all correspondence with the representatives of the insurance company.
The claims adjuster can at one point appear more than willing to cover your losses. However, they might break their promises the following day and trick you into believing otherwise.
We record everything we say and do when we manage conversations with the insurance. This way, we can utilize these emails to strengthen your case if the insurance company treats you unfairly or fails to uphold its end of the deal.
Work on a Contingency Fee Basis for You
Unless we successfully resolve your case, you owe nothing to our staff. Retainers, legal fees, and other financial commitments are not anything you need to worry about. Managing your well-being is all you need to concentrate on.
Amass Proof to Support Your Argument
State Farm might request supporting documentation for your right to damages. Your situation will determine what proof we uncover and how we present it in support of your claim. For instance, if you were hurt in a car accident, we can support your claim with the accident report, witness evidence, and pictures of your injuries.
If you’re making a claim for property damage, things change a little. In that case, we could pursue what you require using pictures of your damaged property, receipts for any repairs, and other pertinent data.
Provide You with Legal Options Advice
You may currently have a rough notion of the cost of your damages. However, you shouldn’t accept a State Farm offer until you are positive about it.
When you work with a Florida insurance claims attorney, we will evaluate any offers and determine whether they are reasonable. By doing this, we keep you from settling for a settlement that is inadequate for your requirements.
These Losses Might Be Recovered Through an Insurance Settlement
If we are successful in reaching a settlement with State Farm, your case’s compensable damages may include:
- healthcare costs, covering all necessary procedures performed in the past, present, and future.
- lost revenue
- Costs related to property damage, such as the price of replacing your car
- further covered losses
Depending on your circumstances, you may be able to get compensation for pain and suffering from your insurance payout. During your free case review, we may go into recovering non-economic losses in greater detail.
What Do I Do Next After I File a Claim?
To protect your right to compensation after incurring losses, you want to take all reasonable precautions. We suggest that you:
Get Medical Assistance
You should get medical help as quickly as you can if you were hurt in an accident. You should additionally, according to State Farm’s website:
- Keep records of your medical expenses and required treatments.
- Observe your appointment schedule.
- Examine the liability insurance.
Receiving medical care demonstrates that your injuries are due to the collision. Additionally, it gives you medical proof of the seriousness of your disease.
Refrain from Online Disclosure of Case Information
The claims adjuster could appear like the friendliest person you’ve ever encountered when speaking to them on the phone and in person. However, they can be working behind the scenes to undermine or dismiss your case.
For instance, they might browse your open social media accounts in search of evidence to refute your claims. This could entail looking for:
- recent photographs of you that show no injuries
- posts that make references to your health (and the lack of a serious condition)
- Remarks on your involvement in the collision
- long before you made a claim, pictures of your property being harmed
We advise minimizing your use of social media while your claim is pending. Avoid saying anything unintentionally that could endanger your right to damages.
Make No Recorded Statement
You might be asked to provide a recorded statement to State Farm and be questioned about your position. The claims adjuster might conduct himself as though nothing unusual has happened. It isn’t.
The insurance provider simply needs to know the bare minimum concerning your claim, like your policy number. You provide the insurance company more information to refute your claim by making a recorded statement.
Inform your attorney if you are requested to provide a recorded statement. They will then provide the insurance company with the data it requires to handle your case.